Long Read

Relocating to Lusaka: A Checklist scribbled on a napkin (with coffee rings)

@Hugo Barrett2/8/2026blog

so you’re moving to Lusaka, huh? pull up a stool, this isn’t some glossy brochure. i got here with a backpack, two mics, and a serious case of ‘what did i do.’ first thing you learn: nobody calls it ‘the heart of africa.’ they call it ‘the traffic jam of africa.’ great.

your brain will need a firmware update. step one: currency. Zambian kwacha (ZMW) is paper that feels like it’s already sweating. get a本土 bank account yesterday-zambian revenue authority (ZRA) is not a friend. they’ll want your fingerprints, your patience, and possibly your first born. rentals? Kabulonga or Woodlands if you got NGO money. if you’re like me, you’re looking at Chilenje or Libala. a two-bed apartment in a decent zone runs 6,000-9,000 ZMW (~$300-$450 USD). that’s before your ‘deposit’ (read: ‘extra fee the landlord just decides to keep’). safety’s the real currency here. walk with a local, learn the ‘no-look-back’ walk. malls are safe zones; streets after 6pm are a different city.

the weather isn’t ‘vibrant’-it’s a physical presence. october to april is a swampy hug. may to september is crisp and dusty, like someone shook a rug out over the city. your’ll sweat through sheets and learn to love ceiling fans that sound like dying insects. ‘a short drive away’? victoria falls is a 1.5-hour flight, not a drive. but Livingstone? that’s a pothole-riddled, 5-hour bus catechism. go.

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> *overheard at the kiosk on great east road: ‘don’t trust the taxi meter. if he turns it on, he’s already lying. negotiate before you get in, or you’ll pay for his petrol and his niece’s school fees.’

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data dump, bar-style:
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job market: if you’re not an aid worker, a miner, or selling something, you’re unofficially a freelancer. dig into r/zambia-real talk, zero fluff. they’ll break down who’s hiring.
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cost of living table (rough, for your spreadsheet):

itemestimated monthly cost (ZMW)usd approx
rent (1-bed, ‘average’ area)4,500-7,000$225-$350
utilities (pre-paid electricity is life)800-1,500$40-$75
groceries (if you cook, you survive)2,000-3,000$100-$150
transport (bolt vs. ‘private taxi’)1,000-2,500$50-$125
‘social fund’ (beer, samp & beans)1,500+$75+


gear list for your brain:
- a unlocked phone with a local sim (mtn or airtel). data is cheaper than sanity.
- a physical copy of the ‘yellow pages’-the book. internet cuts out.
- patience for ‘Zambian time.’ your 9am meeting is a 10:30 vibe.
- bug spray that actually works. malaria is real.

you’ll find your people. i found mine under a bridge painting a mural. market day (saturday) at
lusaka city market is chaos-buy your chitenge fabric there, not online. food? skip the mall food court. hit up manda hill for a real coffee (yes, they exist-see Yelp reviews). or get a legit burger at the mango tree (told to me by a chef who swore on his knives). check TripAdvisor but trust your gut.

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>
another whisper, this time at chadwick fundamental church: ‘the rains don’t care about your plans. they come and wash the roads away. buy gumboots.’

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final pro-tip: your ‘checklist’ is a prayer. get a local sim
before* you land. smile at the security guards-they know everything. and when you’re standing at levy junction road, covered in red dust, wondering why you left-breathe. you’re not lost. you’re just in Lusaka. it’s a long, messy, beautiful adjustment. now, who’s buying the first round?


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About the author: Hugo Barrett

Just a human trying to be helpful on the internet.

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